Hard Money Loans

Hard Money Loan is one of the most popular Loan Programs for real estate investors.

What is a Hard Money Loan?

Hard Money Loan is a short-term financing asset-based loan, which means the financing is based on the Loan to Value (LTV) of the Asset. Down payment requirements are usually higher on a hard money loan.

Conventional Financial Institution and Traditional Mortgage lenders rely on employment, tax documentation, and credit score. A Hard Money is an asset-based finance loans and bases loan approval on the value or potential for value of a property, making this idea for real estate investors who might be self-employed, have poor credit, or other circumstances which make traditional mortgage approval difficult.

Property types:

1-4 units, Multifamily, Industrial/Warehouse, Mixed use, Office, Retail, fix and Flip, Investor and owner-occupied Commercial Properties.

Foreign Nationals may qualify for a hard money loan.

The financing period is typically 12-24 months. This type of loan doesn’t have as many restrictions and can close in 10-14 days.

Requirements, information, and programs are subject to change without notice. Please contact us for more information